Rev 04.2022
California Privacy Policy
California Residents: On January 1, 2020, the California Consumer Privacy Act of 2018 (CCPA) became operative.
Under the CCPA, covered businesses that collect the personal information of California residents must provide notice
regarding their data collection and sharing practices. In addition, the CCPA provides California residents the right to make
certain requests with respect to their data.
In the following CCPA Disclosure, the words “we,” “us,” and “our” refer to MRV Banks, and the terms “you” and “your”
refer to California residents who are customers of MRV Banks. The specific personal information that we collect, use, and
disclose relating to a California resident covered by the CCPA will vary based on our relationship or interaction with that
individual. For example, this CCPA Disclosure does not apply with respect to personal information that we collect about
California residents in connection with providing our financial products and services for personal, family, or household
purposes (i.e., information subject to the Gramm-Leach-Bliley Act (GLBA)).
California Privacy Rights
Personal Information We Collect.
We collect the following categories of personal information:
(i) Identifiers such as your name, address, telephone number, Internet Protocol address, email address, driver’s
license number, social security number, employment history, signatures, or other similar identifies.
(ii) Certain personal characteristics, such as your gender, age, race, color, national origin and marital status.
(iii) Internet activity information, such as your browsing history, search history, or your interactions with our
website or the Grow Credit mobile application.
(iv) Geolocation data.
(v) Professional or employment-related information.
We collect your personal information using various sources, including your interactions with our website, the information
you provide to apply for a product or service from us, and information obtained from cookies, pixel tags, web beacons,
server logs, or other similar technologies. We collect your personal information to provide the products or services
requested by you, to contact you regarding our products and services, and to otherwise enhance your experience with us.
As disclosed in our Privacy Policy, we may share your personal information for our everyday business purposes (such as to
process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit
bureaus) and for our marketing purposes to offer our products and services to you. We may also share information about
your transactions and experiences with us with our affiliates for their everyday business purposes.
Your Right to Make Requests.
California law permits residents of California to request certain details about how their information is collected, disclosed,
and sold to third parties.
Under the CCPA, California residents have the right to:
• Request that a business delete any personal information about the consumer which the business has collected
from the consumer.