Privacy Policy
Rev 09/20
FACTS
WHAT DOES MRV BANKS
DO WITH YOUR PERSONAL INFORMATION?
WHY?
Financial companies choose how they share your personal information. Federal law gives
consumers the right to limit some but not all sharing. Federal law also requires us to tell you how
we collect, share, and protect your personal information. Please read this notice carefully to
understand what we do.
WHAT?
The types of personal information we collect and share depend on the product or service you have
with us. This information can include:
◼
Social Security number and income
◼
Account balances and payment history
◼
Credit history and credit scores
When you are no longer our customer, we continue to share your information as described in this
notice.
HOW?
All financial companies need to share customer’s personal information to run their everyday
business. In the section below, we list the reasons financial companies can share their customers’
personal information; the reasons MRV Banks chooses to share; and whether you can limit this
sharing.
Reasons we can share your personal information
Does MRV
Banks share?
Can you limit
this sharing?
For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond
to court orders and legal investigations, or report to credit bureaus
Yes
No
For our marketing purposes—
to offer our products and services to you
Yes
No
For joint marketing with other financial companies
No
We do not share
For our affiliates’ everyday business purposes—
information about your transactions and experiences
Yes
No
For our affiliates’ everyday business purposes—
information about your creditworthiness
No
We do not share
For our affiliates to market to you
No
We do not share
For non-affiliates to market to you
No
We do not share
Call: 573-883-8222
Questions?
WHO WE ARE
Who is providing this notice?
MRV Banks
871 Ste. Genevieve Drive
Ste. Genevieve, MO 63670
WHAT WE DO
How does MRV Banks protect my
personal information?
To protect your personal information from unauthorized access and use, we
use security measures that comply with federal law. These measures include
computer safeguards and secured files and buildings.
How does MRV Banks collect my
personal information?
We collect your personal information, for example, when you
◼
Open an account or deposit money
◼
Pay your bills or apply for a loan
◼
Use your credit or debit card
We also collect your personal information from others, such as credit bureaus,
affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only
◼
Sharing for affiliates’ everyday business purposes—information about
your creditworthiness
◼
Affiliates from using your information to market to you
◼
Sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit
sharing.
DEFINITIONS
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial
companies.
◼
Our affiliate is MRV Financial Corp.
Non-affiliates
Companies not related by common ownership or control. They can be financial and nonfinancial
companies.
◼
MRV Banks does not share with non-affiliates so they can market to you
Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial
products or services to you.
◼
MRV Banks does not jointly market
Other Important Information
You may have other privacy protections under applicable state laws. To the extent these state laws apply, we will
comply with them when we share information about you.
Nevada
Residents
Nevada law requires that we tell you about the option to be placed on our do-not-call list. At
any time, you may request to be placed on our internal “Do Not Call” list by calling MRV Banks
at 1-833-613-1246 or you may email us at cardservices@mrvbanks.com. For more information
about the Nevada “Do Not Call” notice requirement, you may also contact the Bureau of
Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington Ave., Suite
3900, Las Vegas, NV 89101; phone: 1-702-486-3132 or email BCPINFO@ag.state.nv.us.
California and
Vermont
Residents
In accordance with state law, we will not share information we collect about you with
companies outside of our corporate family, except as permitted by law, including, for example
with your consent or to service your account. We will not share information about your
creditworthiness within our corporate family except with your authorization or consent. For
additional information about your rights under the California Consumer Privacy Act, please
refer to our California Privacy Policy at www.mrvbanks.com.
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