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I’m rebuilding my credit

I have limited credit history. I’ve had my own credit card or other credit for less than 3 years (including students, people new to the U.S., or authorized users on someone else’s credit card). I’ve defaulted on a loan more than once OR I’ve been declined for a credit card in the last 3 months.

I Have Fair Credit

I’ve defaulted on a loan in the past 5 years

I Have Good Credit

I have not declared bankruptcy or defaulted on a loan in the past 5 years. I have a credit card or loan and have not been more than 30 days late on any payment in the last year.

I Have Excellent Credit

I’ve never declared bankruptcy or defaulted on a loan; I haven’t been more than 30 days late on any credit card, medical bill, or loan in the last year; I’ve had a loan or credit card for 3 years or more with a credit limit above $5,000.

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If you provided a cellular phone number or a number that is later converted to a cellular phone number, you consent that Coign and any other servicer or owner of your Account may contact you about your Account, including marketing products and services, via text message or telephone, including the use of pre-recorded messages, and calls and messages from automated dialing systems. Mobile, message, and data rates may apply.

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* 1% cash back rewards on the dollars you spend with your Coign Credit Card. Rewards are earned and tracked as points and may be redeemed in the form of a statement credit.Your account must be in good standing at the time rewards are redeemed. Unredeemed reward points will be forfeited if your account is closed for any reason.Other terms, conditions and limitations apply. See Coign Reward Program Terms and Conditions for details.

** Terms apply. See Coign Charitable Donation Terms and Conditions

^ Terms apply. Subject to credit approval. See Coign Application Disclosures for details.

^† Late fees, interest charges and other fees may apply. See Coign Application Disclosures for full details.

MRV Banks Privacy Notice

CCPA

Coign Privacy Policy

Important Information About Procedures for Opening a New Account: To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

MRV Banks is not affiliated with any linked third-party websites and is not responsible for the product, service, or overall website content.

The Coign credit card is issued by MRV Banks pursuant to a license from Visa U.S.A Inc.

Get Early Access to Coign – America’s First Credit Card for Conservatives.

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